Tenant gets rent-dodging roommate kicked out and has phone flooded with daily calls from confused creditors and debt collectors looking for them: ‘I get calls nearly every day asking for my former roommate from different banks and lenders’

Author image for Etai Eshet
Etai Eshet • Editor
Jul 22, 2025 10:00 AM EDT

Too many people view adulthood as a chaotic game of hot potato, one where financial obligations get tossed around like flaming spuds, and whoever catches them last gets stuck holding the bill while everyone else scatters like cockroaches when the lights flip on. The debt collection industry operates like the world's most persistent carnival barker, convinced that if they keep hollering long enough, someone will step right up and claim the sizzling mess.

In this grand casino of misplaced accountability, collectors shuffle through phone directories like dealers flipping cards, betting that every number dialed will hit the jackpot of guilt and compliance. 

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  • Former roommate fell out with me after I required them to actually pay rent and take care of themselves, and
    via MNP_cats

  • "I have zero intention of paying this debt"

    "I have zero intention of paying this debt"
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    The image does not depict the actual subjects of the story. Subjects are models.

  • apparently their grand revenge plan was to give my phone number to all the creditors they've defaulted to.
    via MNP_cats
  • This means I get calls nearly every day asking for "former roommate"
    via MNP_cats

  • They serve up heated threats with the confidence of short-order cooks, certain their recipe of urgency and intimidation will make any stranger swallow a debt sandwich they never ordered. What they encounter instead is the financial equivalent of oven mitts: a calm declaration that zero payment will emerge, delivered with the detachment of someone watching other people's money burn. Each scripted plea bounces off like rubber balls against concrete while the account gets marked another roadblock, and the machinery grinds forward to the next unsuspecting number.

  • from different banks and lenders. It's annoying as h I, and they don't seem to understand that I
    via MNP_cats
  • neither know nor could care less where the person they're looking for
    via MNP_cats
  • Cheezburger Image 10532677888
    via HRAUN

    The image does not depict the actual subjects of the story. Subjects are models.

  • is, so I've started responding with the line in the title when they ask for the former roommate.
    via MNP_cats

  • The architect of this daily comedy show happens to be a former roommate who thought revenge meant turning my phone into a debt collection relay station after discovering rent was not optional. Their brilliant scheme now provides regular entertainment and proof that dodging bills requires more strategy than playing phone number roulette. My credit sleeps peacefully behind fortified walls, their unpaid tabs keep growing interest like compound fractures, and every ring delivers another reminder that some hot potatoes are best left to burn in someone else's hands.

     

  • Cheezburger Image 10532678144
    via Stockbusters

    The image does not depict the actual subjects of the story. Subjects are models.

  • (I've checked and locked down my credit; the culprit here isn't bright
    via MNP_cats
  • enough for identity theft and if they were, this'd be a legal case and not a reddit post.)
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  • I don't say anything except "I have zero intention of paying this debt", which is true
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  • because it is not my debt, and occasionally following up with "you
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  • may have to sue to get that money", which is also true as far as I am aware.
    via MNP_cats
  • And then I hang up. Sure showed me, bud! Showed me you've defaulted on
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  • multiple lines of credit and are now running like h I from them.
    via MNP_cats
  • Flewis14 I finally got fed up and said "I am not this person. I do not know this person. Never call me again regarding this matter or I'll be speaking with my lawyer about this harassment." Polite yet firm. They never called back.
    via Flewis14
  • ReeCardy "Call the real debtor at..." The only addition should be your ex roommates phone number. Or their work number. Or their parents phone number. Oh, their parents number, do that one, lol! Or all three, they were petty so be petty in return.
    via ReeCardy
  • Background_Noise_227 While you're at it. Register him for some health insurance quotes and real estate. The calls and texts on his end will be endless. Nice pairing to his 500 FICO
    via Background_Noise_227
  • delulu4drama hope he enjoys his credit score of ZERO
    via delulu4drama
  • MrWolfe1920 I used one of those bottled water delivery services for a while. They kept missing the deliveries so eventually I got fed up and canceled. A few months later they called me up saying I owed them money. I told them "if you want to rob me, bring a gn" and hung up.
    via MrWolfe1920

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friendship bad friend living with friends best friends friends public school 20-year-old private school friend mean girls housemate renting roommates apartment
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